News


Analysis: Year to Year Approved Pure Premium Rates: 2024 vs. 2023
07/26/2024

The Workers' Compensation Insurance advisory rates for 9/1/2024 have been approved and WorkCompare.com has integrated them into our database. Users can quickly analyze how these advisory rates compare to rates for 100+ California admitted workers’ compensation companies. We provide this information to make it easier for brokers and agents to guide their clients to the best buying decisions possible when selecting coverage.

 

Keep in mind that pure premium rates are not necessarily what a carrier will charge a policyholder on September 1st. A pure premium rate is simply the amount the WCIRB expects carriers to pay for claims, losses and loss adjustment expense based on the kind of work an employee does.  The pure premium rates do not contemplate the other things insurance companies need to pay, like salaries to underwriters, commissions to brokers or dividends to shareholders.

 

Comparing Rates

The table below compares the approved pure premium rates in force 9-1-2023 to pure premium rates approved for 9-1-2024.

 

Summary of Changes

  • Average Rate Increase: The average advisory rate is increasing from 3.89 to 3.91, a slight 0.51% rise.

 

  • Significant Rate Increases & Decreases: Some classifications face substantial rate hikes (20% or more), impacting the cost of workers' compensation insurance for affected businesses. Other businesses will benefit from large rate reductions.

 

Detailed Comparison

The following table shows class codes and their respective rate changes:

 

Class – Description

Approved Rates (Eff 9/1/2023)

Approved Rates (Eff 9/1/2024)

% Change

0005

-

Nurseries–propagation/cultivation

4.46

4.23

-5.16%

0016

-

Orchards–citrus/deciduous fruits

6.08

6.21

2.14%

0034

-

Poultry Raising/Egg Production

6.15

6.34

3.09%

0035

-

Florists–cultivating/gardening

4.43

3.92

-11.51%

0036

-

Dairy Farms

6.81

6.59

-3.23%

0038

-

Stock Farms

8.37

9.11

8.84%

0040

-

Vineyards

3.59

3.64

1.39%

0041

-

Potato Crops

3.99

3.88

-2.76%

0042

-

Landscape Gardening

5.03

4.89

-2.78%

0045

-

Orchards–nut crops

3.78

3.89

2.91%

0050

-

Farm Machinery Operation

5.02

5.80

15.54%

0079

-

Strawberry Crops

2.52

2.53

0.40%

0096

-

Nut Hulling/Shelling/Processing

3.71

4.20

13.21%

0106

-

Tree Pruning/Repairing/Trimming

9.34

9.91

6.10%

0171

-

Field Crops

5.41

5.55

2.59%

0172

-

Truck Farms

3.76

3.42

-9.04%

0251

-

Irrigation/Drainage/Reclamation Works

3.51

3.84

9.40%

0400

-

Warehouses–cotton–incl cotton compressing

5.17

6.35

22.82%

0401

-

Cotton Gin Operation

8.26

8.16

-1.21%

1122

-

Mining–surface

2.01

2.10

4.48%

1320

-

Oil/Gas Lease Operators

1.27

1.12

-11.81%

1322

-

Oil/Gas Well Servicing

3.82

3.51

-8.12%

1330

-

Blasting

1.78

1.83

2.81%

1438

-

Smelting/Sintering/Refining/Alloying

5.20

4.99

-4.04%

1452

-

Mining–ore milling

2.43

2.30

-5.35%

1463

-

Asphalt Works

3.09

3.76

21.68%

1624

-

Quarries

2.94

2.69

-8.50%

1699

-

Rock/Mineral/Glass Wool Mfg

1.37

1.46

6.57%

1701

-

Cement Mfg

2.62

2.98

13.74%

1710

-

Stone Crushing

3.24

3.37

4.01%

1741

-

Silica Grinding

3.14

3.47

10.51%

1803

-

Stone Cutting/Fabrication

7.41

7.70

3.91%

1925

-

Die Casting Mfg

9.64

9.23

-4.25%

2002

-

Macaroni Mfg

6.92

7.18

3.76%

2003

-

Bakeries or Cracker Mfg

5.43

5.44

0.18%

2014

-

Grain/Rice Milling

4.85

4.91

1.24%

2030

-

Sugar Mfg/Refining

3.78

4.11

8.73%

2063

-

Dairy Products/Ice Mfg

3.34

3.65

9.28%

2081

-

Butchering

8.25

6.80

-17.58%

2095

-

Meat Products Mfg

6.14

5.90

-3.91%

2102

-

Fruit/Vegetable Dehydrating

5.12

4.79

-6.45%

2107

-

Fruit–fresh fruit packing/handling

4.12

4.00

-2.91%

2108

-

Fruit–citrus fruit packing/handling

4.62

4.60

-0.43%

2109

-

Fruit–dried fruit packing/handling

5.23

5.71

9.18%

2111

-

Fruit/Vegetable Preserving

4.42

4.74

7.24%

2113

-

Fish/Seafood Products Mfg

7.95

7.97

0.25%

2116

-

Juice/Juice Concentrate Mfg

4.49

4.03

-10.24%

2117

-

Fruit/Vegetable Processing–frozen

6.62

6.22

-6.04%

2121

-

Breweries

2.73

2.53

-7.33%

2123

-

Fruit/Vegetable Processing–fresh

5.34

5.34

0.00%

2142

-

Wineries

2.56

2.46

-3.91%

2163

-

Bottling

6.54

6.30

-3.67%

2222

-

Spinning/Weaving/Fiber Processing

4.25

4.63

8.94%

2362

-

Knitting

14.39

11.79

-18.07%

2402

-

Carpet/Rug Mfg

8.04

9.10

13.18%

2413

-

Textiles

4.24

4.08

-3.77%

2501

-

Clothing Mfg

5.87

5.58

-4.94%

2570

-

Mattress/Box Springs Mfg

7.66

7.22

-5.74%

2571

-

Pillow/Quilt/Comforter/Cushion Mfg

7.74

7.56

-2.33%

2576

-

Awning/Tarp/Canvas Goods Mfg

6.18

6.64

7.44%

2584

-

Carpet/Rug/Upholstery Cleaning

4.84

4.53

-6.40%

2585

-

Laundries

6.47

6.40

-1.08%

2589

-

Dry Cleaning/Laundry–retail

4.44

4.04

-9.01%

2660

-

Boot/Shoe Mfg/Repairing

7.74

8.51

9.95%

2683

-

Luggage Mfg–hard case/framed

4.28

4.41

3.04%

2688

-

Leather Goods Mfg

5.78

5.96

3.11%

2702

-

Logging

16.43

16.24

-1.16%

2710

-

Sawmills/Shingle Mills

6.63

6.21

-6.33%

2727

-

Log Hauling

15.68

18.62

18.75%

2731

-

Planing/Molding Mills

4.89

5.59

14.31%

2757

-

Pallet Mfg/Repair/Reconditioning

7.30

7.27

-0.41%

2759

-

Wooden Box/Container Mfg

6.00

5.56

-7.33%

2790

-

Pattern/Model Mfg

1.72

1.98

15.12%

2797

-

Mobile/Modular/Manufact Home/Bldg Mfg

7.64

8.38

9.69%

2806

-

Door/Sash/Window Mfg–wood

5.38

5.32

-1.12%

2812

-

Cabinet Mfg–wood

5.10

5.10

0.00%

2819

-

Truss/Building Components Mfg

5.79

5.64

-2.59%

2840

-

Picture Frame Assembly

3.16

2.88

-8.86%

2842

-

Wood Products Mfg

4.98

5.11

2.61%

2852

-

Window Blind Mfg/Assembly

7.78

7.88

1.29%

2881

-

Furniture Assembling

6.66

7.53

13.06%

2883

-

Furniture Mfg–wood

10.76

9.76

-9.29%

2915

-

Veneer/Veneer Products Mfg

4.37

4.22

-3.43%

2923

-

Musical Instrument Mfg–other than metal

3.43

3.57

4.08%

3018

-

Steel Making/Processing

2.44

2.09

-14.34%

3022

-

Pipe/Tube/Extrusion Mfg

5.20

6.09

17.12%

3030

-

Iron/Steel Works–structural

6.86

7.58

10.50%

3039

-

Reinforcing Steel Fabrication

6.78

7.16

5.60%

3040

-

Iron/Steel Works–non-structural

5.83

5.97

2.40%

3060

-

Door/Window Mfg–metal/plastic

6.64

6.26

-5.72%

3066

-

Sheet Metal Products Mfg

4.13

4.11

-0.48%

3070

-

Computer Memory Disk Mfg

0.25

0.31

24.00%

3076

-

Furniture Mfg–metal

4.73

4.73

0.00%

3081

-

Foundries–iron

10.08

11.31

12.20%

3082

-

Foundries–steel castings

9.41

9.94

5.63%

3085

-

Foundries–nonferrous

10.23

11.21

9.58%

3099

-

Tool Mfg–N.O.C.

3.50

3.40

-2.86%

3110

-

Forging Works

5.92

5.70

-3.72%

3131

-

Clothing Button/Fastener/Zipper Mfg

4.27

3.92

-8.20%

3146

-

Hardware Mfg

2.66

3.24

21.80%

3152

-

Nail/Tack/Rivet Mfg

3.37

3.24

-3.86%

3165

-

Air Conditioning/Refrigeration Equip Mfg

3.67

3.92

6.81%

3169

-

Stove/Oven Mfg

3.63

3.83

5.51%

3175

-

Furnace/Heater Mfg

3.55

3.85

8.45%

3178

-

Electronic Element Mfg

1.86

1.78

-4.30%

3179

-

Electrical Apparatus Mfg

2.09

2.24

7.18%

3180

-

Light Fixture/Lamp Mfg/Assembly

4.33

4.35

0.46%

3220

-

Can Mfg

1.86

1.96

5.38%

3241

-

Wire/Wire Rope/Cable Mfg–incl wire dwg

3.53

4.01

13.60%

3257

-

Wire Goods Mfg

4.23

4.25

0.47%

3339

-

Foundries–investment casting

5.28

4.99

-5.49%

3365

-

Welding/Cutting

4.60

4.23

-8.04%

3372

-

Electro-plating/galvanizing/Anodizing

5.18

4.52

-12.74%

3383

-

Jewelry Mfg

2.84

2.52

-11.27%

3400

-

Metal Goods Mfg

5.34

5.88

10.11%

3401

-

Tube/Pipe Products Mfg

3.85

3.19

-17.14%

3501

-

Machinery Mfg–portable tools

5.42

5.26

-2.95%

3507

-

Machinery Mfg–agricultural/construction

4.03

3.39

-15.88%

3560

-

Machinery Mfg–commercial–food processing

2.52

2.54

0.79%

3568

-

Electrical Connector Mfg

2.19

2.04

-6.85%

3569

-

Electric Motor Mfg/Repair

1.65

1.85

12.12%

3570

-

Electric Appliance Mfg

3.11

2.99

-3.86%

3572

-

Medical Instrument Mfg

0.77

0.71

-7.79%

3573

-

Power Supply Mfg

1.21

1.30

7.44%

3574

-

Machine Mfg

2.69

2.23

-17.10%

3577

-

Printed Circuit Board Assembling

0.93

0.87

-6.45%

3612

-

Pump/Hydraulic Apparatus Mfg/Repair

2.43

2.39

-1.65%

3620

-

Boiler Mfg

5.46

5.34

-2.20%

3632

-

Machine Shops

2.40

2.44

1.67%

3634

-

Valve Mfg

2.81

2.65

-5.69%

3643

-

Electric Power/Transmission Equip Mfg

1.79

1.51

-15.64%

3647

-

Battery Mfg

3.81

3.85

1.05%

3651

-

Electrical Wire Harness Mfg

2.59

2.63

1.54%

3681

-

Instrument Mfg?electronic?all other employees

0.46

0.39

-15.22%

3682

-

Instrument Mfg–non-electronic

1.06

1.05

-0.94%

3683

-

Speaker Mfg

0.64

0.52

-18.75%

3719

-

Oil/Gas Refineries–erection

1.73

1.69

-2.31%

3724

-

Millwright Work

3.82

3.81

-0.26%

3726

-

Boiler Install/Service/Repair

2.13

1.93

-9.39%

3805

-

Aircraft Engine Mfg/Rebuilding

1.12

1.23

9.82%

3808

-

Auto/Motorcycle Mfg/Assembling

4.90

4.34

-11.43%

3815

-

Truck/Truck Trailer/Bus Mfg/Assembling

4.29

4.33

0.93%

3821

-

Auto/Truck Dismantling

5.51

5.70

3.45%

3828

-

Auto/Truck Parts Rebuilding

3.87

3.85

-0.52%

3830

-

Aircraft/Spacecraft Mfg

1.83

1.90

3.83%

3831

-

Machine Shops–aircraft components

2.83

2.69

-4.95%

3840

-

Auto/Truck/Motorcycle Parts Mfg

4.20

4.24

0.95%

4000

-

Sand/Gravel Digging

2.77

3.04

9.75%

4034

-

Concrete Products Mfg

4.56

4.98

9.21%

4036

-

Plaster Board Mfg

3.85

4.29

11.43%

4038

-

Plaster/Concrete Statuary/Ornament Mfg

6.35

6.03

-5.04%

4041

-

Brick/Clay Building Products Mfg

3.03

2.96

-2.31%

4049

-

Pottery Products Mfg

3.66

3.46

-5.46%

4111

-

Glassware Mfg–no automatic machines

2.55

2.39

-6.27%

4112

-

Integrated Circuit Mfg–all other employees

0.31

0.30

-3.23%

4114

-

Glassware Mfg

2.45

2.48

1.22%

4130

-

Glass Merchants

5.83

5.85

0.34%

4150

-

Optical Goods Mfg

2.44

2.34

-4.10%

4239

-

Paper/Cardboard Stock Mfg

2.89

3.05

5.54%

4240

-

Box Mfg–paper/cardboard–rigid

7.96

7.70

-3.27%

4243

-

Box Mfg–paper/cardboard–folding

3.19

3.77

18.18%

4244

-

Corrugated/Fiber Board Container Mfg

3.60

4.05

12.50%

4250

-

Paper Coating/Laminating

3.12

3.34

7.05%

4251

-

Envelope Mfg

3.25

3.54

8.92%

4279

-

Paper Goods Mfg

4.31

4.82

11.83%

4283

-

Building/Roofing Paper/Asphalt

2.47

2.36

-4.45%

4286

-

Bag Mfg–plastic

5.33

5.72

7.32%

4295

-

Printing–screen–all other employees

5.34

5.04

-5.62%

4297

-

Electronic Pre-press–all operations

0.19

0.20

5.26%

4299

-

Printing–all other employees

4.07

3.93

-3.44%

4304

-

Newspaper Publishing–all other employees

5.48

4.43

-19.16%

4312

-

Newspaper Delivery

7.32

8.94

22.13%

4351

-

Photo Engraving

2.64

2.53

-4.17%

4354

-

Printed Circuit Board Mfg

2.16

2.04

-5.56%

4361

-

Photographers

1.21

1.07

-11.57%

4362

-

Motion Pictures–processors/distributors

1.18

1.02

-13.56%

4410

-

Rubber Goods Mfg

5.56

5.29

-4.86%

4420

-

Rubber Tire Recapping/Retreading

8.37

8.60

2.75%

4432

-

Pen/Mechanical Pencil Mfg

3.47

3.67

5.76%

4470

-

Wire/Wire Rope/Cable Mfg–no wire drawing

2.23

2.28

2.24%

4478

-

Plastic Goods Mfg

4.95

4.62

-6.67%

4492

-

Sign Mfg–metal/plastic/wood

5.10

4.95

-2.94%

4494

-

Plastics–blow molded products mfg

5.18

5.66

9.27%

4495

-

Plastics–extrusion molded products mfg

3.17

2.93

-7.57%

4496

-

Plastics–fabricated products mfg

4.76

4.43

-6.93%

4497

-

Plastics–fiber reinforced products mfg

4.06

3.88

-4.43%

4498

-

Plastics–injection molded products mfg

4.48

4.67

4.24%

4499

-

Plastics–thermoformed products mfg

5.72

5.04

-11.89%

4511

-

Analytical/Testing Laboratories

0.45

0.41

-8.89%

4512

-

Biomedical Research Laboratories

0.13

0.12

-7.69%

4557

-

Ink/Adhesive/Polish/Wax Products Mfg

3.39

3.47

2.36%

4558

-

Paint/Varnish/Lacquer Mfg

2.57

2.58

0.39%

4611

-

Drug/Medicine/Pharm Preparations Mfg

1.39

1.27

-8.63%

4623

-

Cosmetic/Personal Care Products Mfg

5.67

5.64

-0.53%

4635

-

Oxygen/Hydrogen Mfg

2.47

2.71

9.72%

4665

-

Rendering/Fertilizer Mfg

6.91

6.78

-1.88%

4683

-

Vegetable Oil Mfg/Refining

2.82

2.76

-2.13%

4691

-

Orthotic/Prosthetic Device Mfg

1.26

1.38

9.52%

4692

-

Dental Laboratories

1.45

1.37

-5.52%

4717

-

Butter Substitutes Mfg

3.96

4.12

4.04%

4720

-

Soap/Synthetic Detergent Mfg

2.90

3.24

11.72%

4740

-

Oil Refining–petroleum

0.75

0.86

14.67%

4771

-

Explosive Mfg

1.13

1.01

-10.62%

4828

-

Chemical Mixing/Repackaging

2.45

2.64

7.76%

4829

-

Chemical Mfg

1.29

1.58

22.48%

4831

-

Vitamin/Dietary Supplement Mfg

4.41

4.56

3.40%

4983

-

Gasket Mfg

3.20

3.56

11.25%

5020

-

Ceiling Installation

3.35

3.10

-7.46%

5027

-

Masonry–low wage

7.74

7.30

-5.68%

5028

-

Masonry–high wage

3.94

4.29

8.88%

5029

-

Concrete/Asphalt Sawing/Drilling

4.49

4.90

9.13%

5040

-

Iron/Steel Erection–structural

7.38

8.01

8.54%

5102

-

Iron/Steel Erection–non-structural

5.01

5.59

11.58%

5107

-

Door/Pre-Glazed Window Installation

4.96

4.95

-0.20%

5108

-

Door Installation–overhead doors

7.58

7.35

-3.03%

5128

-

Instrument Install/Repair

1.03

1.05

1.94%

5129

-

Circuit/Semiconduct Equip Install/Repair

0.40

0.39

-2.50%

5130

-

Programmable Controls Install/Repair

1.16

1.31

12.93%

5140

-

Electrical Wiring–high wage

1.72

1.75

1.74%

5146

-

Cabinet/Fixture/Trim Installation

4.49

4.76

6.01%

5160

-

Elevator Erection/Repair

1.49

1.35

-9.40%

5183

-

Plumbing–low wage

5.39

5.05

-6.31%

5184

-

Steam Pipe/Boiler Insulation

1.68

1.88

11.90%

5185

-

Automatic Sprinkler Install–low wage

3.85

4.18

8.57%

5186

-

Automatic Sprinkler Install–high wage

1.71

1.70

-0.58%

5187

-

Plumbing–high wage

2.52

2.59

2.78%

5190

-

Electrical Wiring–low wage

3.52

3.74

6.25%

5191

-

Office Machine/POS Equip Install/Repair

2.00

1.99

-0.50%

5192

-

Vending/Coin-Operated Machines

3.58

3.16

-11.73%

5193

-

Computer/Telephone Install/Repair

0.88

0.88

0.00%

5195

-

Communications Cabling

2.50

2.46

-1.60%

5201

-

Concrete/Cement Work–sidewalks–low wage

7.39

7.29

-1.35%

5205

-

Concrete/Cement Work–sidewalks–high wage

4.17

4.31

3.36%

5212

-

Concrete Pumping

4.86

5.00

2.88%

5213

-

Concrete Construction

4.22

4.62

9.48%

5214

-

Concrete/Cement Work–precast

4.24

4.18

-1.42%

5222

-

Concrete Construction–bridges

3.94

4.47

13.45%

5225

-

Reinforcing Steel Installation

4.82

5.75

19.29%

5348

-

Tile/Stone/Mosaic/Terrazzo Work

4.50

4.51

0.22%

5403

-

Carpentry–low wage

10.83

10.93

0.92%

5432

-

Carpentry–high wage

4.24

4.84

14.15%

5436

-

Hardwood Floor Laying

4.35

4.48

2.99%

5443

-

Lathing

4.75

4.78

0.63%

5446

-

Wallboard Installation–low wage

5.52

5.81

5.25%

5447

-

Wallboard Installation–high wage

2.78

2.69

-3.24%

5467

-

Glaziers–low wage

6.77

6.85

1.18%

5470

-

Glaziers–high wage

2.67

2.56

-4.12%

5473

-

Asbestos Abatement

9.13

9.35

2.41%

5474

-

Painting/Wallpaper Install–low wage

7.74

7.76

0.26%

5479

-

Insulation Work

4.53

4.42

-2.43%

5482

-

Painting/Wallpaper Install–high wage

4.36

4.41

1.15%

5484

-

Plastering/Stucco Work–low wage

10.30

8.94

-13.20%

5485

-

Plastering/Stucco Work–high wage

5.28

5.55

5.11%

5506

-

Street/Road Construction–paving

3.63

4.34

19.56%

5507

-

Street/Road Construction–grading

3.18

3.37

5.97%

5538

-

Sheet Metal Work–low wage

5.86

6.83

16.55%

5542

-

Sheet Metal Work–high wage

2.46

2.69

9.35%

5552

-

Roofing–low wage

22.03

22.69

3.00%

5553

-

Roofing–high wage

9.94

12.20

22.74%

5606

-

Contractors–executive level supervisors

0.65

0.69

6.15%

5610

-

Contractors–construction subcontracted

3.23

3.09

-4.33%

5632

-

Steel Framing–light gauge–low wage

10.83

10.93

0.92%

5633

-

Steel Framing–light gauge–high wage

4.24

4.84

14.15%

5650

-

Termite Control Work

5.90

6.21

5.25%

5951

-

Serum/Antitoxin/Virus Mfg

0.45

0.43

-4.44%

6003

-

Pile Driving

7.89

7.16

-9.25%

6011

-

Dam Construction

3.19

2.82

-11.60%

6204

-

Drilling

6.31

7.32

16.01%

6206

-

Oil/Gas Wells–cementing

2.65

3.03

14.34%

6213

-

Oil/Gas Wells–specialty tool

1.63

1.75

7.36%

6216

-

Oil/Gas Lease Work

3.16

3.18

0.63%

6218

-

Excavation–low wage

4.67

4.97

6.42%

6220

-

Excavation–high wage

2.69

2.82

4.83%

6233

-

Oil/Gas Pipeline Construction

1.66

1.63

-1.81%

6235

-

Oil/Gas Wells–drilling/redrilling

3.99

3.61

-9.52%

6237

-

Oil/Gas Wells–wireline service

2.16

2.08

-3.70%

6251

-

Tunneling/Underground Mining

2.67

3.27

22.47%

6258

-

Foundation Preparation Work

4.86

4.88

0.41%

6307

-

Sewer Construction–low wage

6.22

6.19

-0.48%

6308

-

Sewer Construction–high wage

3.01

3.54

17.61%

6315

-

Water Mains Construction–low wage

3.89

4.45

14.40%

6316

-

Water Mains Construction–high wage

2.72

2.79

2.57%

6325

-

Conduit Construction/Underground Wiring

2.77

3.17

14.44%

6361

-

Canal Construction

2.40

2.19

-8.75%

6364

-

Irrigation Pipe Installation

4.40

4.56

3.64%

6400

-

Fence Construction

4.44

4.73

6.53%

6504

-

Food Products Mfg/Processing

6.08

6.06

-0.33%

6834

-

Boat Building/Repairing

4.92

4.55

-7.52%

7133

-

Railroad Operation

1.89

1.82

-3.70%

7198

-

Parcel Delivery/Messenger Service

8.66

9.19

6.12%

7207

-

Stables

8.05

9.38

16.52%

7219

-

Trucking Firms

6.58

6.50

-1.22%

7227

-

Auto Tow/Roadside Assistance

6.43

6.95

8.09%

7232

-

Mail Delivery Service Companies

6.80

6.50

-4.41%

7248

-

Marine Appraisers/Surveyors

1.69

1.44

-14.79%

7272

-

Water Truck Service Companies

8.19

9.52

16.24%

7332

-

Ambulance Services

2.88

3.24

12.50%

7360

-

Freight Handlers

5.39

5.72

6.12%

7365

-

Taxicab Operations

6.24

6.58

5.45%

7382

-

Bus/Shuttle Van/Limousine Operations

6.48

6.48

0.00%

7392

-

Beer Dealers

6.50

6.36

-2.15%

7403

-

Aircraft Op–scheduled–not flying crew

5.12

4.96

-3.13%

7405

-

Aircraft Operation–scheduled–flying crew

1.46

1.57

7.53%

7409

-

Aircraft Operation–agri–flying crew

5.63

5.27

-6.39%

7410

-

Aircraft Operation–agri–not flying crew

5.46

4.98

-8.79%

7421

-

Aircraft Operation–personnel transport

1.00

0.80

-20.00%

7424

-

Aircraft Operation–flying crew

1.52

1.70

11.84%

7428

-

Aircraft Operation–not agri/scheduled

2.67

2.44

-8.61%

7429

-

Airport Operators

1.72

1.51

-12.21%

7500

-

Gas Works

2.57

2.47

-3.89%

7515

-

Oil/Gas Pipeline Operation

1.09

1.21

11.01%

7520

-

Water Companies

2.57

2.47

-3.89%

7538

-

Electric Power Line Construction

2.13

2.20

3.29%

7539

-

Electric Power Companies

1.49

1.47

-1.34%

7580

-

Sanitary/Sanitation Districts Operation

2.47

2.42

-2.02%

7600

-

Communication Service Providers

7.38

6.78

-8.13%

7601

-

Aerial Line Construction

2.77

2.79

0.72%

7605

-

Security/Fire Alarm Install/Repair

2.27

2.06

-9.25%

7607

-

Video Post-Production

0.14

0.10

-28.57%

7610

-

Radio/Television/Commercial Stations

0.46

0.51

10.87%

7706

-

Firefighting Operations–not volunteers

6.31

6.40

1.43%

7720

-

Police/Sheriffs–not volunteers

2.75

2.69

-2.18%

7721

-

Detective/Private Investigative Agencies

3.20

3.38

5.62%

7855

-

Railroad Construction

2.39

2.72

13.81%

8001

-

Stores–florists

4.53

4.33

-4.42%

8004

-

Stores–garden supplies

3.23

2.98

-7.74%

8006

-

Stores–groceries–retail

3.57

3.59

0.56%

8008

-

Stores–clothing/linens/fabric–retail

2.30

2.04

-11.30%

8010

-

Stores–hardware/electrical/plumbing

2.23

2.10

-5.83%

8013

-

Stores–jewelry

1.07

1.00

-6.54%

8015

-

Stores–furniture

4.47

3.99

-10.74%

8017

-

Stores–retail

2.53

2.57

1.58%

8018

-

Stores–wholesale

5.19

4.86

-6.36%

8019

-

Printing–quick printing

1.52

1.53

0.66%

8021

-

Stores–meat/fish/poultry–wholesale

7.24

7.13

-1.52%

8028

-

Equipment/Machinery Rental Yards

4.03

3.92

-2.73%

8031

-

Stores–meat/fish/poultry–retail

4.32

3.87

-10.42%

8032

-

Stores–clothing/linens/fabric–wholesale

5.10

4.78

-6.27%

8039

-

Stores–department stores

2.73

2.58

-5.49%

8041

-

Stores–wine/spirits–wholesale

5.20

4.62

-11.15%

8042

-

Stores–floor covering

2.94

2.82

-4.08%

8046

-

Stores–auto/truck parts/accessories

2.69

2.84

5.58%

8057

-

Boat Dealers

3.07

2.79

-9.12%

8059

-

Stores–tile/cabinets

2.89

3.14

8.65%

8060

-

Stores–wine/beer/spirits–retail

1.65

1.59

-3.64%

8061

-

Stores–convenience–retail

3.27

3.46

5.81%

8062

-

Stores–computer

1.14

1.09

-4.39%

8063

-

Stores–lighting fixtures

3.54

3.22

-9.04%

8064

-

Stores–office supplies

2.88

2.34

-18.75%

8065

-

Stores–paint/paint supplies

2.61

2.84

8.81%

8066

-

Stores–bicycles/bicycle accessories

1.70

1.80

5.88%

8071

-

Stores–books/video/audio–retail

0.95

0.83

-12.63%

8078

-

Sandwich Shops

1.23

1.23

0.00%

8102

-

Seed Merchants

1.79

1.68

-6.15%

8106

-

Metal Stock Dealers

4.74

4.94

4.22%

8107

-

Machinery/Equipment Dealers

2.09

2.21

5.74%

8116

-

Farm Machinery Dealers/Repair Facilities

2.23

2.04

-8.52%

8117

-

Stores–feed/tack/farm supplies

3.69

4.23

14.63%

8209

-

Vegetable/Tomato Packing/Handling

5.97

5.64

-5.53%

8215

-

Hay/Grain/Feed Dealers

6.99

8.01

14.59%

8227

-

Construction/Erection Permanent Yards

3.28

3.19

-2.74%

8232

-

Lumberyards

4.88

4.99

2.25%

8267

-

Machinery/Equipment Dealers–secondhand

5.54

5.24

-5.42%

8286

-

Livestock Dealers/Auction Yards

7.64

7.78

1.83%

8290

-

Warehouses–self-storage–other employees

3.15

3.05

-3.17%

8291

-

Warehouses–cold storage

4.44

4.42

-0.45%

8292

-

Warehouses–general merchandise

7.88

7.47

-5.20%

8293

-

Warehouses–furniture

11.05

10.40

-5.88%

8304

-

Grain Elevators/Storage Warehouses

6.90

7.13

3.33%

8324

-

Gasoline Stations

2.77

2.39

-13.72%

8350

-

Gasoline/Oil Dealers

4.46

4.41

-1.12%

8370

-

Auto/Truck Radio/Alarm Install/Repair

1.72

1.40

-18.60%

8387

-

Auto/Truck Gasoline Service Stations

3.33

3.10

-6.91%

8388

-

Rubber Tire Dealers

4.19

3.99

-4.77%

8389

-

Auto/Truck Repair Facilities

2.58

2.29

-11.24%

8390

-

Auto/Truck/Van Conversion/Customizing

2.92

2.80

-4.11%

8391

-

Auto/Truck Dealers

2.37

1.97

-16.88%

8392

-

Auto/Truck Storage Garages/Parking Lots

2.99

2.93

-2.01%

8393

-

Auto/Truck Body Repairing/Painting

2.54

2.35

-7.48%

8397

-

Auto/Truck Transmission Repair/Rebuild

3.63

3.66

0.83%

8400

-

Motorcycle Dealers/Repair Facilities

2.26

1.94

-14.16%

8500

-

Metal Scrap Dealers

6.02

5.82

-3.32%

8601

-

Engineers–consulting

0.31

0.30

-3.23%

8631

-

Racing Stables–all other employees

5.95

7.32

23.03%

8720

-

Inspection for Insurance/Safety/Value

1.69

1.44

-14.79%

8729

-

Elevator Service Inspections/Oil/Adjust

0.68

0.64

-5.88%

8740

-

Apt/Condo–prop management supervisors

0.84

0.94

11.90%

8741

-

Real Estate Agencies

0.13

0.11

-15.38%

8742

-

Salespersons–Outside

0.28

0.26

-7.14%

8743

-

Mortgage Brokers

0.12

0.10

-16.67%

8744

-

Boy/Girl Scout Councils–district execs

0.28

0.26

-7.14%

8745

-

News Agents/Distributors Magazines

7.15

7.64

6.85%

8746

-

Newspaper Publish–reportrs/photographers

0.28

0.26

-7.14%

8748

-

Auto/Truck Dealers–Salespersons

0.72

0.57

-20.83%

8749

-

Mortgage Bankers

0.16

0.12

-25.00%

8755

-

Labor Unions

0.66

0.61

-7.58%

8800

-

Mailing/Addressing Companies

2.64

2.86

8.33%

8801

-

Credit Unions

0.49

0.40

-18.37%

8803

-

Auditing/Accounting/Management Consulting

0.10

0.08

-20.00%

8804

-

Substance Use Disorder Recovery Homes

2.35

2.32

-1.28%

8806

-

Sheltered Workshops

2.55

2.82

10.59%

8807

-

Newspaper/Magazine/Book Publishing

0.18

0.19

5.56%

8808

-

Banks

0.41

0.36

-12.20%

8810

-

Clerical Office Employees

0.20

0.18

-10.00%

8811

-

Libraries–private–professional employees

0.20

0.18

-10.00%

8812

-

Libraries–public

0.20

0.18

-10.00%

8813

-

Printing–editing

0.47

0.46

-2.13%

8818

-

Newspaper Publishing/Printing–editing

0.39

0.32

-17.95%

8820

-

Law Firms

0.26

0.22

-15.38%

8821

-

Law Firm Support Services

0.61

0.58

-4.92%

8822

-

Insurance Companies

0.47

0.40

-14.89%

8823

-

Residential Care Facilities for Children

3.19

3.09

-3.13%

8827

-

Home Care Services

2.77

2.48

-10.47%

8829

-

Skilled Nursing Facilities

2.85

2.75

-3.51%

8830

-

Institutional Employees

1.34

1.31

-2.24%

8831

-

Hospitals–veterinary

1.59

1.43

-10.06%

8834

-

Physicians’ Practices/Outpatient Clinics

0.59

0.87

47.46%

8838

-

Museums

0.92

0.94

2.17%

8839

-

Dental/Orthodontia Practices

0.65

0.78

20.00%

8840

-

Church/Temple/Mosque/Synagogue–clergy

0.29

0.25

-13.79%

8846

-

Printing–screen printing–editing

1.15

1.07

-6.96%

8847

-

Beverage Container Collection/Redemption

7.30

6.74

-7.67%

8850

-

Check Cashers

1.43

1.27

-11.19%

8851

-

Congregate Living Facilities–elderly

2.65

2.71

2.26%

8852

-

Home Infusion Therapists

1.44

1.48

2.78%

8859

-

Computer Programming/Software Developmnt

0.03

0.02

-33.33%

8868

-

Colleges/Schools–private–professionals

0.53

0.52

-1.89%

8870

-

Fitness Instruction Programs/Studios

0.76

0.79

3.95%

8871

-

Clerical Telecommuter Employees

0.16

0.12

-25.00%

8874

-

Instrument Mfg–electronic–design

0.08

0.06

-25.00%

8875

-

Public Colleges/Schools

0.58

0.63

8.62%

9007

-

Apt/Condo Operation–seniors–other

3.57

3.24

-9.24%

9008

-

Janitorial Services

6.55

6.36

-2.90%

9009

-

Commercial Prop–N.O.C.–other

2.82

2.68

-4.96%

9010

-

Mobile Home Park Operation–other

4.40

3.89

-11.59%

9011

-

Apt/Condo Operation–N.O.C.–other

3.57

3.53

-1.12%

9015

-

Building Operation–N.O.C.–other employees

3.64

3.56

-2.20%

9016

-

Amusement/Rec Facilities–no device

2.42

2.46

1.65%

9031

-

Pest Control

3.94

3.64

-7.61%

9033

-

Housing Authorities

3.46

3.13

-9.54%

9043

-

Hospitals

1.34

1.60

19.40%

9048

-

Camps/Retreat Facilities

2.21

2.31

4.52%

9050

-

Hotels/Motels/Short-Term Housing

5.95

5.47

-8.07%

9053

-

Health Clubs/Gyms

1.38

1.37

-0.72%

9054

-

Spas/Baths

3.47

2.81

-19.02%

9058

-

Hotels, Motels or Short-Term Residential Housing – food or beverage employees

2.58

2.41

-6.59%

9059

-

Day Care Centers

1.83

1.63

-10.93%

9060

-

Clubs–country/golf/yacht

3.12

3.25

4.17%

9061

-

Clubs–N.O.C.

3.52

3.83

8.81%

9066

-

Homeowners Associations/Housing Co-ops

2.87

2.86

-0.35%

9067

-

Clubs–community health/wellness

1.53

1.49

-2.61%

9069

-

Clubs–gaming

4.52

4.90

8.41%

9070

-

Residential Care Facilities–elderly

4.43

4.23

-4.51%

9079

-

Restaurants/Taverns

2.58

Class eliminated by WCIRB Eff 9-1-24

--

9080

-

Restaurants – full service

2.58

2.41

-6.59%

9081

-

Restaurants – N.O.C.

2.58

2.41

-6.59%

9082

-

Caterers – not restaurants

2.58

2.41

-6.59%

9083

-

Restaurants – fast food or fast casual

2.58

2.41

-6.59%

9084

-

Bars or Taverns – not restaurants

2.58

2.41

-6.59%

9085

-

Residential Care–development disabled

2.48

2.38

-4.03%

9092

-

Bowling Centers

1.66

1.76

6.02%

9095

-

Event Markets/Trade Shows

2.72

3.04

11.76%

9096

-

Residential Cleaning Services

8.04

7.64

-4.98%

9097

-

Swimming Pool Cleaning/Servicing

2.98

2.94

-1.34%

9101

-

Colleges/Schools–private

3.80

3.54

-6.84%

9151

-

Theaters–musical entertainment

0.42

0.37

-11.90%

9154

-

Theaters–not motion picture

1.87

2.01

7.49%

9155

-

Theaters–motion picture

0.93

0.88

-5.38%

9156

-

Theaters–dance/opera

3.27

3.40

3.98%

9180

-

Amusement/Rec Facilities–device ops

2.90

3.20

10.34%

9181

-

Athletic Team/Facility–players/officials

10.37

10.33

-0.39%

9182

-

Athletic Team/Facility–maintenance

1.10

1.18

7.27%

9184

-

Ski Resorts

7.83

6.16

-21.33%

9185

-

Carnivals

8.68

8.22

-5.30%

9220

-

Cemetery Operation

6.42

5.94

-7.48%

9402

-

Sewer/Tank/Hazardous Spill Cleaning

3.48

3.39

-2.59%

9403

-

Garbage/Refuse Collecting

6.19

6.18

-0.16%

9410

-

Municipal/State/Public Agency

0.82

0.77

-6.10%

9420

-

Municipal/State/Public Agency–other

8.95

7.77

-13.18%

9422

-

Road Districts/Departments

1.74

1.60

-8.05%

9424

-

Garbage/Transfer Station/Mat Recovery

5.33

4.78

-10.32%

9426

-

Septic/Portable Toilet Services

4.61

5.45

18.22%

9501

-

Painting–shop only

4.03

3.73

-7.44%

9507

-

Sign Painting/Lettering/Quick Sign Shops

3.02

2.78

-7.95%

9516

-

TV/Video/Audio Equip Install/Repair

2.26

2.25

-0.44%

9519

-

Household Appliances

6.12

5.52

-9.80%

9521

-

House Furnishings

3.56

3.79

6.46%

9522

-

Upholstering–N.O.C.

6.44

6.00

-6.83%

9529

-

Scaffolds/Construction Elevators

4.67

4.60

-1.50%

9531

-

Telecomm Antenna Equip Install/Repair

3.08

2.79

-9.42%

9549

-

Advertising Companies

8.34

8.15

-2.28%

9552

-

Sign Erection/Repair

8.35

10.19

22.04%

9586

-

Barber Shops/Hair Styling

1.25

1.11

-11.20%

9610

-

Motion Pictures–production

1.41

1.51

7.09%

9620

-

Funeral Directors

2.91

3.16

8.59%

 

 

Impact on Decision-Making:

  • Businesses should understand these rate changes and assess their financial impact.
  • Brokers and agents should compare rates across different insurance carriers to help guide business owners to informed decisions.
  • WorkCompare.com provides useful market insight for quickly comparing these advisory rates with those from over 100 California-admitted workers' compensation companies.

 

Conclusion

The cost impact of the approved pure premium rates for September 1, 2024 varies significantly by classification. Businesses should closely examine these changes, consult with their brokers, and leverage tools like WorkCompare.com to optimize their workers' compensation insurance strategies and mitigate potential cost increases.

 

More Information

A WorkCompare.com pre-quote estimate will help you quickly analyze and compare pricing for 100+ California admitted workers’ compensation companies.

 

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